July 18, 2024

Apple’s “Apple Pay Later” service, which enables users to divide purchases into four installments spread over six weeks with no interest or penalties, went live on Tuesday.


Customers can apply for loans between $50 and $1,000, which they can use for iPhone and iPad online and in-app purchases at shops that support Apple Pay. With intentions to make Apple Pay Later available to all qualified users in the upcoming months, Apple will start asking select users to access a prerelease version of the service starting today.

Here are some key highlights of Apple Pay Later service:

  • Customers can apply for a $50–$1000 pay-later loan that can be used to make purchases from supported merchants.
  • Currently the service is only as Invite basis, which is randomly done. In the coming months, Apple will slowly onboard all customers.
  • If you receive an invite, on your iPhone and iPad running iOS 16.4 and iPadOS 16.4, you can utilize Apple Pay Later to make online and in-app purchases.
  • Purchases made with Apple Pay Later will be verified by passcode, Face ID, or Touch ID.

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